Executive Bio: A. Gordon Jardin

Gordon Jardin joined Franklin Credit’s management team as Chief Executive Officer in April 2006. Mr. Jardin, who is a member of the Company’s Board of Directors, brings to Franklin Credit a wealth of executive experience within the financial service industries. He has served in executive management positions for reinsurance companies active in the life and health reinsurance industry and since 2004 has acted as a consultant assisting the development of start-up life and health reinsurance companies. From 2000 through 2004, Mr. Jardin served as President and Chief Operating Officer of Generali USA Life Reassurance Company, and Senior Vice President, Reinsurance of Business Men’s Assurance Company, both of which were wholly-owned subsidiaries of Assicurazioni Generali S.p.A., a leading global insurer headquartered in Italy. From 1993 to 2000, Mr. Jardin was President and CEO of Partner Re Life Insurance Company of the U.S. From 1986 to 1993, Mr. Jardin was Vice President and General Manager, Reinsurance for Sun Life Assurance Company of Canada. Mr. Jardin holds a BS from McGill University in Montreal and is an actuary by profession.