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If you’re like me, maybe you’re in the habit of treating your bank balance like a suggestion – an assumption, if you will, of what might be in your account if the bank were to get its act together and your mom cashed that check you wrote to pay her back for the money you borrowed.
Banks have a variety of ways of making money off their customers – whether it’s out-of-network ATM fees, charging for checking accounts, or demanding that one keep some sort of Croesus-like balance in one’s savings to avoid monthly service charges. Like, who even has $5,000 all at one time in the first place? But the tried and true best means of earning money from customers is the overdraft fee…
Read the full post on Forbes.com
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