PR - Experian Expands Small Business Credit Share Product

Costa Mesa, Calif.-based Experian, a global information services company, today announced that its Small Business Credit Share offers members exclusive access to expanded information, delivering more control over small-business risk. The program provides detailed account information, including industry firsts such as co-debtor information and extended 36-month payment history and credit utilization trending, to help improve portfolio management, maximize profitability and control costs.

Backed by Experian’s more than 30 years of consumer and commercial data management experience, Small Business Credit Share is a cooperative database that enables clients across multiple industries to contribute commercial information. In exchange, members receive exclusive access to unique account data from financial and nonfinancial trade contributors. The program leverages BizSource and TrueSearch, Experian’s enhanced commercial database infrastructure and advanced search and match technology, to provide members with new data elements, helping them make better, more insightful decisions.

Members of the program have access to easy-to-read reports containing detailed information:

• Business inquiries
• Payment performance
• Public record data
• Firmographic data

Small Business Credit Share also provides new risk assessment tools, such as co-debtor information from Uniform Commercial Code (UCC) filings that enable members to identify affiliates of the business and 36-month historical views of payment performance, total credit utilization, financial credit utilization and revolving credit utilization.