Kaulkin Media announced today that it has appointed Dimitri Michaud as Consumer Finance Analyst. He will be part of the firm’s new Analyst Group – an expansion of the firm’s research and information services to cover various creditor markets within the Accounts Receivable Management Industry (ARM).

Michaud will be covering strategic receivables management issues for the consumer finance sector, including bad debt concerns of the banking, credit card and mortgage markets. He will produce original research reports, moderate live teleseminars on timely sector-related topics, profile major players, and host a regular blog on insideARM.com.

Consumer finance makes up the largest segment of the ARM industry. With a slowing housing market and rising consumer prices accelerating consumer debt levels – between 1997 and 2006, consumer credit increased between 2.1 percent and 12.5 percent on a quarterly basis – consumer bad debt is likely to increase proportionately.

“As of June 2007, consumer credit card debt totaled $903.9 billion, with an additional $1.56 trillion in non-revolving consumer debt. The financial burdens currently placed on consumers are of long term concern to all businesses and place an increased emphasis on effective receivables management,” noted Michaud. “I look forward to helping position Kaulkin Media as a thought leader in the world of consumer finance receivables,” he said.

Mike Ginsberg, President and CEO of Kaulkin Ginsberg added, “I am very excited to have Dimitri on board. He has a rare combination of experience which is perfect for the role, including knowledge of the mortgage market, plus a background in research, advocacy, and public policy.”

Prior to joining Kaulkin Ginsberg, Dimitri collaborated in the opening of Countrywide Financial’s operation in Henderson Nevada, specializing in residential mortgage products. He previously worked for the Senate Office of John Kerry where he was engaged in a group of legislative issues that included housing and urban development. He later joined Senator Kerry’s Presidential campaign. Dimitri holds a Bachelors of Arts degree in Government from Colby College.

In addition to Consumer Finance, the Analyst Group will initially cover the core markets of healthcare and government and municipalities.

For more information about Consumer Finance at Kaulkin Media, contact Dimitri Michaud at 240-499-3840 or by email.

Editor’s Note: Kaulkin Ginsberg Company is the parent company of Kaulkin Media and insideARM.com. 


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