Executive Change: Raymond P. Bell, Jr. to Mercantile Adjustment Bureau as VP-Bankrutpcy/Consumer Advocate

Mercantile Adjustment Bureau, LLC. is proud to announce the addition of Raymond P. Bell, Jr. as Vice President of Bankruptcy Receivable Management Services. In addition to his responsibilities overseeing Mercantile’s bankruptcy dismissal recovery and management platform, Bell has been appointed to the position of Consumer Advocate.

Bell, formerly a Vice President of Creditors Interchange Receivables Management, LLC was in charge of their Bankruptcy and Probate Collection Division.  Bell is a highly respected professional of the ARM Industry with a diverse background that spans over 35 years. His leadership experience includes having managed bankruptcy and probate departments for three national credit card banks and he was a former manager in two law firms servicing consumer bankruptcies for creditors nationally. Bell served on the Pennsylvania Governor’s Task Force for Working Families (2005) and Get Help Program (2009). He has been recognized for contributions to the Department of Veteran’s Affairs, St. Joseph’s Indian School, and the Committee for Housing Needs of Native American Veterans with Disabilities.

He testified at the National Bankruptcy Review Commission, including three invitations before the Advisory Bankruptcy Rules Committee and other Congressional Sub Committees. Bell has written and been widely cited on consumer bankruptcy issues, including the Widener Law Journal, Volume XV, Issue 3 2006, American Bankruptcy Institute Journal, Consumer Bankruptcy News, NACTT Quarterly, NABTALK – Volume 21, Number 1, 2005, Collection Technology News, and MarketWatch.com.

“It’s not often that someone of Ray’s caliber and subject matter expertise comes along,” said Mercantile CEO Jeff Miller.

“We are extremely fortunate that Ray decided to join Mercantile and the management team is excited about the addition of Ray to the Senior Team,” said Mercantile President Bruce Gray. “I have known Ray for over 10 years and I am thrilled at having the opportunity to work with him again.”

Bell is a former Board member of the Coalition for Consumer Bankruptcy Debtor Education. He is a member of the Leadership Council for the Center for Excellence in Financial Counseling, University of Missouri and serves on the Board for the Institute of Financial Literacy.  Mr. Bell is a member of the American Bar Association (Associate Member), American Bankruptcy Institute, National Association of Chapter 13 Trustees, National Association of Bankruptcy Trustees, and National Conference of Bankruptcy Clerks.  Bell has been cited in:  Business Week, The Washington Post, Consumer Bankruptcy News, MyFairCredit.com, Credit and Collections World, Forbes Magazine, Credit Risk Management Report, Credit Card Management, West’s Bankruptcy Newsletter, Lawdragon.com, Mortgage Banking, The Legal Intelligencer, Advocate – Oklahoma Trial Lawyers Association, Bank Installment Lending Newsletter, The Times Leader, The Credit Union Manager Newsletter, and Credit Card Bankruptcies.

Mercantile is a leading provider of accounts receivable management services, specializing in both first and third party collections. The Company’s corporate office is in Buffalo, NY, with two other facilities located in Rochester, NY and Tampa, FL, Mercantile operates in all 50 states. The Company has been servicing distressed receivables for over 75 years and is one of the fastest growing organizations in the ARM space.